Axis Current Account Opening Online
Savings bank account has very limited features as it is opened for some personal savings and small transactions. You cannot use savings account for shop for your business and for too many transactions. Rather, a different type of bank account is opened for this, which is called Current Account. You can keep as much money as you want in the current account and do as many transactions as you want. The good thing is that now you can open a current account with full KYC online from your home. In this blog, I am going to show you the complete step by step process of open current account online in Axis Bank. So let's get started.
Which Documents Required For Current Account in Axis Bank
To open a current account with Axis Bank, the following documents are required:
- PAN card
- Address proof (Aadhaar Card)
- Photograph
- Business registration proof (if applicable)
- GST registration certificate (if applicable)
- Introduction from existing current account holder (if applicable)
Please note that the specific documents required may vary depending on the type of account and the customer's individual circumstances, and it's always best to check with the bank for the most up-to-date information.
How To Open Current Account In Axis Bank Online
Step 1: Visit the Axis Bank website
The first step in the process of opening a current account with Axis Bank is to visit the bank's official website. Once you are on the website, you will need to click on the "Accounts" tab and then select "Current Account" from the drop-down menu.
Step 2: Choose the type of current account you want to open
In this you will get two options. If you want to open a Proprietorship account, then you will do the first transaction. In this the account will be opened in the name of your business. But for this you must have GST, PAN card, ITR and Aadhaar card. And if you want to open Individual Current Account then you will select the second option. In this, the current account will be opened in your name and for this you should have PAN card and Aadhaar card.
Step 3: Fill out the current account opening form
For example, if I want to open an individual current account, I will click on this. Benefits of Axis Bank Current Account will come in front of you. If you scroll down then you will get the option of Apply Now, click on it. You will give permission to this. In this you will enter your PAN card number, Aadhaar card number and a mobile number. This mobile number should be linked with your Aadhaar card. After that click on verify details. Terms and conditions will come in front of you, you will agree to them. An OTP will be sent to your number, you will enter the OTP here.
Step 4: Fill your personal details
After this you have to fill your personal details then you will click here. Your photo, name and date of birth will be taken from your Aadhaar card. You will fill the rest of the details here. For example, by entering one of your email ID, educational qualification, marital status, email ID, you will click on OTP. You will verify by entering the OTP that will go to the OTP center on your e-mail ID for verification. The purpose of opening the account for which you will choose, you are opening the account. Fill all these details and click on save.
Step 5: Fill your family details details
n this you will put your father name, Mother's name will be inserted. If you want to add a nominee, then you can add a nominee from here by clicking on add nominee. You can nominate later also. To save it.
Step 6: Fill your address details details
In this you have to seal your communication address. The address at which you want a Debit Card and Cheque Book from the bank, then you will fill that address here. You will choose the communication address type. What type of address is it, is it your own, is it on rent or is it given by the company, all the branches available on your Pin Code will appear in front of you. You will select the branch in which you want to open an account here. After this all the details saved have become green. There is a question below, you will say yes to it. I am a citizen and pay tax in India only. After this review proceed
Step 7: Check your application
Complete application will appear in front of you. You will check it once. If you think anything is wrong then you can correct it by clicking on edit and if you think all the details are correct then you will do.
Step 8: Video KYC
After this you will have to complete full KYC online through Video KYC, for this you will give consent here and click on check agent availability. After this, an agent from the bank will connect with you on video call. In this way your video KYC will start. The agent will click your photo. Will click the photo of your PAN card as well as click the photo of the signature you have signed on the black paper, then your KYC will be complete.
Step 9: Choose your Debit Card
After this you have to choose your debit card. Which Debit Card should you get? You get two types of debit cards with this bank account. One is Premium Business Classic Debit Card with charges of Rs.500 + GST and the other is Business Classic Debit Card with charges of Rs.250 + GST.
Step 10: Activate your account
After this you have to add minimum 10000 rupees in this account. You can pay more than this. Your account number and virtual debit card will also be generated as soon as the payment is successful.
Also here you can see your virtual debit card. Your account details will appear below. In this, you can see the account number, IFSC code, branch address as well as your amount which you have added to this account.
How To Set Axis Bank Debit Card Pin
To set the debit card pin follow this steps,
- You will click on the debit card pin.
- Whatever PIN you want to keep for your debit card, Enter that PIN here.
- And click on the Set PIN.
Manage Axis Bank Account
After this, you have to install the Axis Mobile application to manage your bank account. With this you can manage your account. This type of user interface will be seen on opening the application. You click on login. If you have two SIM in your mobile then you will choose the SIM from which you have opened Axis Bank account. This page will go in front of you. In this you will continue by entering your name. After this you have to set an MPIN. Later, whenever you login, you will have to enter this MPIN. Registration has been successful.
F&Q Of Current Account In Axis Bank
Can I open current account in Axis Bank Online?
Yes, you can open your current account in Axis Bank online.
What are the charges for opening a current account with Axis Bank?
No Charges, There are no charges for opening an Axis Bank May Current Account. But after opening the account, different charges have to be paid. Click here for more information.
What is the minimum balance to be maintained in Axis Bank current account?
Minimum 10000 to 15000 balance has to be kept in Axis Bank's current account.